The first step to availing of a low-interest-rate loan is to understand how they really work and what makes them a low-interest-rate loan. The types of loans that charge interest below the applicable Federal rate; as under section 1288(b) are

Being rejected for a loan when you need one can feel like the worst thing ever! Because sometimes it dampens and delays plans for that debt consolidation you were hoping for or that home renovation project you were dreaming of. It