Being more careful with your personal information on instant loan apps. What you need to know
The rise of tech-led finance companies have made managing personal finance for the common citizen much more convenient. Instant loan apps like SmartCoin have made credit access unbelievably easy, fast and secure. These apps assess your profile, eligibility and repayment
How the RBI is making digital lending safer and more convenient for consumers
More and more consumers in India are increasingly turning to digital to navigate their personal finance. This can be attributed to the long-standing tendency among traditional financial institutions to exclude a large part of the consumer segment from availing of
3 ways in which NBFCs are making finance more inclusive in India
Mid and low-income groups who are new to credit and institutional banking are a vital cog in the country’s mission to become a 5 trillion dollar economy. The rise of this Emerging India means more diversity. Of needs, choices, and
4 Tips To Stop Overspending
It is never too late to start trying to inculcate positive habits that will make life easier for you in the long term. Overspending serves as one of the top reasons why you may often find yourself broke before the
Top 3 reasons why instant finance is emerging as the future of lending
The pandemic was a major accelerator in getting Indians on the digital mode of life. Once familiarised with the comforts of digital, there has since been no looking back for them. Rather they are looking at taking more and more
Most Common Credit Report Errors and How to Fix Them
Your credit report is probably the last thing you would like to read. But, you must. Because there is a good chance that some of the information in your credit report is wrong. The wrong information in your credit report
Benefits of Investing in Digital Gold You Should Know About
In today’s ‘online first’ ecosystem, digital gold has gained a lot of traction owing to the multiple benefits of investing in them. However, if you are yet to buy digital gold on a platform like SmartCoin, you don’t need to
Here’s How You Can Secure Your Earnings To Avoid Debt
Many people spend their lives surviving on paycheck to paycheck, it is an unhealthy way of living that only breeds stress and anxiety. Though your monthly salary may be able to cover your daily expenses, financial emergencies of any kind
What Is Loan Settlement? Here’s What You Should Know
If you think loan settlement is a positive development for your credit score and is the same as loan closure, then you are mistaken. They are both different terms, that impact the credit score very differently. We will break this
5 Things To Know When Borrowing On A Microfinancing Platform
Microfinancing can work wonders in countries that have a huge population of underserved and under banked people who are traditionally excluded from financial access. The reasons of this exclusion range from absence of credit histories, subpar credit scores, lack of